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JioFinance
Your financial companion
Manage your everyday expenses, sudden financial needs, and future goals — all in one place with the JioFinance app. From UPI payments and banking to loans, insurance, and investment plans, get it all in one powerful app anytime, anywhere.
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Made for all your money matters
Best for everyday spending
Shop, pay bills, and manage expenses effortlessly! Use UPI payments not just in India, but also in UAE, Singapore, Bhutan, Sri Lanka, Nepal, and France. Simply, scan & pay or transfer money to contacts in a few taps. Plus, take care of electricity, gas, Wi-Fi bills, and more—all from one app.
Enables banking on the go
With Jio Payments Bank, open a zero-balance account with no maintenance charges. Get started instantly with minimal paperwork, enjoy seamless transactions, and get a Platinum Debit Card for hassle-free spending.
Turns your dreams into reality
Need funds? JioFinance has your back! Get a loan against mutual funds or property without selling your assets. Also, make your dream home possible with our home loans at attractive rates. Need capital for your business? Try our corporate loans. Plus, go green with special solar financing options.
Protects all that matters
Stay protected with our comprehensive insurance plans. Cover your car and bike, secure your family's future with term life insurance, and enjoy peace of mind with health claims that support you when you need it the most.
Helps meet your financial goals
Save smartly and invest wisely! Whether it's for your child’s education, dream wedding, or a bucket-list vacation, JioFinance helps you plan ahead. You can also start investing in JioGold with as little as ₹10 and watch your savings grow.
More than just the ease of managing money
My Money
Keep an eye on your spending, earnings and savings, all at a glance with My Money.
My Rewards
Every time you transact, you get a scratch card to redeem for exciting things.
Platinum Debit Card
Your Jio Payment Bank account offers you a physical as well as virtual platinum debit card.
Here’s what our happy users say
User-friendly and efficient
Managing my finances is so much easier! The interface is clean and intuitive, and I love how I can track all my spending in real time. Budgeting has never been simpler. It is highly recommended for those who are looking to get a better grip on their personal finances.
Deepa Sinha
Entrepreneur
All-in-one financial solution
I’ve been using this finance app for a few months, and it has completely transformed how I handle my money. From setting savings goals to keeping track of investments, it does everything. The insights it provides on spending habits are a game-changer. Love the automatic bill reminders too!
Dinesh Addagatla
Software Engineer
Great for budgeting
The budgeting tools are excellent, and I like how customisable everything is. It took me some time to get used to all the features, but once I did, it really helped me control my finances better. It’s perfect for someone like me who tends to overspend and needs extra guidance!
Divyesh Swamikutty
Designer
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More from Jio
Still have questions? Check MyJio FAQ
What is Jio Financial Services?
Jio Financial Services (JFS) is a digital-first financial institution that provides a one-stop platform to borrow, pay, save, and invest. JFS is a holding company that operates its financial services business through entities such as Jio Finance, Jio Insurance Broking, Jio Payment Solutions, Jio Payments Bank, Jio Leasing, and Jio-BlackRock. Together, they offer loans, banking services, bill payments, insurance, and more through the JioFinance mobile app.
What are the services offered by entities of Jio Financial Services?
Entities of Jio Financial Services offer loans, payments bank savings accounts, digital insurance, UPI money transfers, bill payments, and recharges. All the services are offered through a full-stack app called JioFinance, which also doubles up as a financial tracking and money management tool. Just download the JioFinance app to get started.
What can I do with the JioFinance app?
With the JioFinance app, you can make UPI transactions, pay bills, apply for loans, and buy insurance. You can also use our account aggregator feature, called 'My Money' to link all your bank accounts and manage your expenses through the app. This app is a one-stop banking and finance destination that caters to your daily financial needs.
Do I need to be a Jio user to use Jio Financial Services?
No, anyone can use the solutions offered by the JioFinance app. You can sign up using a mobile number that belongs to Jio, Airtel, Vi, BSNL, or any authorised Indian telecom service provider.
How can I contact Jio Financial Services customer support?
Go to our Contact Us page. For questions about a specific product, please reach out to that specific business.